This second fund aims to address the continued demand for flexible financing within the agricultural sector. In an environment where traditional lending can be restrictive, Harvest Returns offers a vital alternative, providing crucial capital for operational needs, expansion projects, and other growth initiatives.

Fort Worth, Texas, April #, 2025 - Harvest Returns, a leading agricultural investment platform connecting investors with farmers and agribusinesses, today announced the launch of its second Private Credit Fund. Building on the success of its inaugural private credit fund launched in 2023, this new fund will provide accredited investors with the opportunity to generate regular, risk-adjusted income streams by directly lending to American farmers, ranchers, and agribusinesses.

This second fund aims to address the continued demand for flexible financing within the agricultural sector. In an environment where traditional lending can be restrictive, Harvest Returns offers a vital alternative, providing crucial capital for operational needs, expansion projects, and other growth initiatives.

"We are excited to launch our second Private Credit Fund, further solidifying our commitment to supporting the backbone of the American economy," said Chris Rawley, CEO, and Fund Manager. "The continued success of our first fund demonstrated a strong appetite from investors for stable returns through a diversified agriculture debt portfolio, and the significant need for tailored financing solutions within the farming community."

The Harvest Returns Private Credit Fund II will focus on deploying capital through carefully underwritten loans secured by real assets, such as land, equipment, and livestock. This strategy is designed to provide investors with a layer of capital protection while offering attractive yields. The fund intends to build a diversified loan portfolio across various geographies and agricultural sectors, mitigating risk and providing exposure to the breadth of American agriculture.

Key benefits for investors in the Harvest Returns Private Credit Fund II include:
• Regular Income: The fund is structured to provide accredited investors with consistent income distributions.
• Lower Volatility: Private credit investments generally exhibit less correlation to broader market fluctuations, focusing on the fundamentals of individual borrowers and underlying assets.
• Managed Risk: Diversification across loan types, geographies, and borrower profiles, coupled with real asset collateralization, aims to mitigate potential losses.
• Direct Impact: Investors directly support American farmers and ranchers, contributing to the growth and sustainability of the agricultural sector.
• Experienced Management: Harvest Returns has a proven track record in agricultural investing, with a deep understanding of the industry's unique financing needs. Since 2019, Harvest Returns has realized a 9.8% annual return for its private credit investors. *

American Farmers and Agribusinesses will benefit from:
• Flexible Financing: Loan terms can be negotiated and tailored to meet specific cash flow requirements and operational needs, offering an alternative to rigid traditional bank loans.
• Efficient Capital Access: Harvest Returns provides a streamlined process for securing necessary capital for growth, innovation, and operational efficiency.
• Partnership with an Agriculture-Focused Platform: Benefit from working with a platform that understands the nuances and opportunities within the agricultural industry.

Accredited investors interested in learning more about the Harvest Returns Private Credit Fund II are encouraged to visit [https://www.harvestreturns.com/fund2]. *Past performance is not indicative of future results.


About Harvest Returns:

Headquartered in Fort Worth, Texas, Harvest Returns is an agricultural investment platform established in 2016 by two military veterans with a mission to connect investors with compelling opportunities in the agriculture sector. The company provides an innovative way for accredited and non-accredited investors to participate in the growth and success of farms, ranches, and agribusinesses across the United States, offering both debt and equity investment options. Harvest Returns aims to democratize agricultural investing, providing vital capital to producers while offering investors attractive returns and the opportunity to support American agriculture. For more information, please visit harvestreturns.com.